self directed investment Archives

How to Invest Self Directed IRA Funds in a Limited Liability Company & Make Nontraditional Investments

Question 1: Can I form a limited liability company in which my IRA is a member and use all or a portion of my IRA funds to make self directed investments through the LLC in various assets, including, but not limited to, real estate?

Answer: Yes, but there are some types of assets that cannot be acquired.

Question 2: Does it take a ton of money and a rocket scientist to form an LLC owned by an IRA (“IRA LLC”)?

Answer: No: I form Arizona IRA LLCs for . I’m not a rocket scientist, but I am an Arizona LLC and business attorney who has a masters degree in income tax law from New York University School of Law. I understand how to form IRA LLCs and have formed LLCs, including many IRA LLCs. See our five star Google & Birdeye reviews.

Why I Form IRA LLCs

Because I have formed limited liability companies, people frequently contact me and ask if I can create an Arizona LLC owned by one or more IRAs. The answer is yes. For the purpose of this article, […]

How to Invest Self Directed IRA Funds in a Limited Liability Company & Make Nontraditional InvestmentsRichard Keyt2024-03-08T07:29:10-07:00

The Self Directed IRA – The Basics all Estate Planners Should Know

Warren Baker’s post on the WealthCounsel blog states: “Let’s assume for a moment that your client’s goal is to invest into a piece of residential rental real estate. Your client can either: (1) request that the new custodian purchase the property directly on behalf of the IRA; or (2) direct the custodian to first invest the IRA into a Limited Liability Company (“LLC”) that is thereafter 100% owned by the IRA and purchase the property using the LL (note: your client will act as the Manager of this LLC). The latter option gives your client the flexibility to purchase the property using a check from the LLC’s checking account, which depending on the custodian’s ability to move quickly, will be quicker than option number one.”

The Self Directed IRA – The Basics all Estate Planners Should KnowRichard Keyt2018-05-13T13:58:52-07:00

Stepping Outside the Real Estate “Box” with Self Directed Retirement Accounts

Laurie Bachelder, Principal of NUA Advisors, LLC, writes: “Investors tired of watching their retirement accounts ride the Wall St. rollercoaster are searching for other ways to create wealth in their retirement accounts. If you turn to most business or financial publications or websites you will find many articles about investing in real estate with a Self Directed Retirement Account (‘SDRA’). The majority of articles written about investing with a SDRA pertain to real estate as a popular choice for an alternative investment, and why wouldn’t it be. Real estate offers several advantages.”

Stepping Outside the Real Estate “Box” with Self Directed Retirement AccountsRichard Keyt2017-09-10T15:49:30-07:00

Kinky IRAs

Forbes: “Church bonds. Mexican land. Pay telephones. Swiss annuities. Bus shelters. Gold coins. Paintings. Mortgages. Untraded stock. Bull sperm. Bet you don’t know which five of these ten assets are permissible investments in Individual Retirement Accounts. . . . If you’re interested in unconventional assets, it’s worth boning up on the rules, because most lawyers and IRA custodians have only partial knowledge.”

See the table of custodians that allows self directed IRA investments.

Kinky IRAsRichard Keyt2018-05-13T13:58:56-07:00

Self-Directed IRA a Good Bet?

CNBC: “If you recently watched your individual retirement account or 401(k) drop by double digits, you may wonder if there is a better way to sock away money in an uncertain economy. What if you could replace some of your investments with tax-deferred holdings not tied to the troubles on Wall Street? Maybe you’d prefer to invest in cattle in Wyoming, a gas station in Philadelphia or an underwater cemetery in Miami.”

Self-Directed IRA a Good Bet?Richard Keyt2017-09-10T16:28:06-07:00